Around 15.2 million homes registered an increase in value of 1% or more, averaging a £9,900 increase, according to estimates by Zoopla.
Some 3.1 million homeowners saw the value of their property increase by £20,000 or more, it added.
The research found that Chorley is one of the UK’s top property value hotspots.
Lancashire town among UK’s top property value hotspots
Homes in the Lancashire town saw an 88% increase in value, and the average gain was £11,500, more than anywhere else in the county.
Meanwhile, around 9.1 million homes lost at least 1% of their value last year, with an average loss of £10,800.
And 5.6 million homes maintained their value to within plus or minus 1%, according to Zoopla.
The property website found “clear-cut” differences across the UK, with more than 70% of homeowners in northern regions of England, as well as in Scotland and Northern Ireland, recording value gains for their homes.
Terraced and semi-detached homes were the property type most likely to see consistent value increases, with over half (56%) doing so.
Flats were most likely to see value losses of 1% or more, with 50% seeing values fall over 2025.
Most expensive cities to buy a house in the UK (outside London)
Richard Donnell, executive director at Zoopla, said: “Our analysis shows how varied changes in home values are across the country and within local areas.
“The general trend is that most home values continue to increase steadily upwards, especially away from southern England.
“However, many homes are registering broadly static or lower values as the market continues to adjust to higher mortgage rates and more homes for sale which is boosting choice for buyers. This is particularly prevalent in southern England.
“The choppier and complex market conditions in the south makes it critical for sellers to be realistic on pricing in 2026.”
Zoopla automatically values UK homes every month.
What should you expect from Chorley?
Chorley has a “rich heritage” and is “surrounded by beautiful countryside.”
Visit Lancashire encourages people to visit for a day out: “Check out Chorley for a great day out and be inspired by the area’s beauty and variety.
“Discover rich heritage, historic houses, a wealth of peaceful parkland, outdoor adventures on foot or bike, family fun, wonderful waterways, charming villages, lively leisure activities and more.
“Let Chorley inspire your imagination to create memorable days out for years to come. Chorley is a popular market town steeped in history and surrounded by beautiful countryside.
“You may have heard of Chorley because of the famous markets, splendidly tasting Chorley Cakes or even the satirically portrayed Chorley FM. But when you’ve been to visit you’ll realise there’s so much to discover.”
How much property value increased in the UK and Northern Ireland
Here are the percentages of homes where valuations increased in 2025 and the average cash gain, according to Zoopla:
- Northern Ireland, 94%, £14,200
- Scotland, 73%, £10,400
- North west, 72%, £9,700
- North east, 67%, £6,600
- Wales, 60%, £8,000
- Yorkshire and the Humber, 58%, £7,800
- West Midlands, 55%, £8,600
- East Midlands, 43%, £7,400
- East of England, 41%, £11,000
- London, 35%, £17,400
- South west, 33%, £10,400
- South east, 32%, £11,800
Recommended reading:
Britain’s top property value hotspots in 2025
Here are Britain’s top property value hotspots in each region or nation in 2025, with the proportion of homes in each location which saw an increase in value and the average gain, according to Zoopla (Northern Ireland is excluded):
- Scotland, Renfrewshire, 95%, £12,500
- North west, Chorley, 88%, £11,500
- Wales, Wrexham, 79%, £10,400
- North east, Northumberland, 78%, £8,600
- Yorkshire and the Humber, Calderdale, 77%, £10,000
- West Midlands, Dudley, 77%, £8,500
- East of England, Castle Point, 67%, £10,500
- East Midlands, High Peak, 67%, £8,800
- South west, Gloucester, 62%, £8,300
- London, Waltham Forest, 59%, £26,600
- South east, Test Valley, 58%, £12,300
Have you got any tips for increasing the value of your home? Let us know in the comments.