“Property finance providers in the UK played a crucial role in supporting evolving GCC demand in 2025, adapting their products to better meet the needs of overseas buyers,” said Layla Hamidian (pictured right), head of property finance sales and servicing at Nomo.
“Last year, property finance providers became more flexible in both pricing and structure, introducing higher finance-to-value ratios, cashback incentives and legal-fee support to attract and retain Gulf clients.
“Now in 2026, we predict that demand from the GCC for UK residential property has the potential to be boosted by falling borrowing costs and an improved macroeconomic outlook.”
For mortgage professionals, the findings underline the importance of understanding the specific requirements of GCC buyers, including appetite for regional markets, preferences for house purchases and the increasing use of corporate structures such as SPVs.
The research also points to regulatory and legislative developments, including the Renters’ Rights Act, as key considerations for advisers working with overseas landlords in the year ahead.