Particularly for those owning buy-to-let properties, regulatory burdens pose a significant worry. Around 63% of these investors are concerned about the amount and complexity of the regulations they must navigate, and 56% cite increasing regulatory demands as a deterrent to further investment in the BTL market.
“First and foremost, it’s notable that one in six UK adults holds some form of property investment, underlining the lasting appeal of bricks and mortar among retail and sophisticated investors alike,” said Paresh Raja (pictured), chief executive at Market Financial Solutions. “What’s more, we can clearly see that optimism far outweighs pessimism among property investors at present.
“Quite rightly, though, investors are evidently mindful of the challenges impacting their property portfolios. Concerns over the now-confirmed onset of a recession loom large, while escalating regulation – particularly in the BTL space – is another concern.
“It will be intriguing to see how the upcoming general election either eases or exacerbates these worries. As a lender, we know that people dislike uncertainty. So, greater clarity around the state of the economy and the future direction of housing and investment policy would undoubtedly help people better manage their investment strategies in the short, medium and long term.”
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