Hinckley & Rugby said its Flex range is designed to accommodate various borrower requirements, including non-standard incomes and adverse credit histories, as well as arrangements involving family and friends.
“A one-size-fits-all approach to lending fails to meet the challenges faced by today’s homebuyer because many applicants simply do not fit the mould,” said Christopher Holmes, products senior manager at Hinckley & Rugby Building Society.
“We understand that, and we have developed flexible mortgage products that meet their needs. Our spring refresh is part of a process of continual improvement, adapting to the ever-evolving needs of our customers.”
Sneddon, head of mortgage sales at Hinckley & Rugby Building Society commented: “Our Flex mortgages ‘flex’ to meet the client’s individual needs,” “Most lenders want the applicant’s circumstances to fit one of their mortgages, but we’re different because we’re flexible.
“We listen and do everything we can to make one of our mortgages fit the applicant’s circumstances. As a manual underwriter, we have the flexibility and the will to get to that hard-to-find ‘yes’.”