The Intermediary · https://theintermediary.co.uk/2026/06/gen-h-cuts-high-ltv-mortgage-rates-by-up-to-0-20/
Gen H has cut rates by up to 0.20% across its high loan-to-value (LTV) mortgage products, with the largest reductions at 95% LTV.
2- and 3-year fixed rates at 95% LTV have dropped by 0.20%, while 2- and 3-year fixed rates at 90% and 85% LTV have dropped by 0.10%.
The new rates are live and available to all brokers on Gen H’s panel.
Sara Palmer, sales and distribution director at Gen H, said: “These cuts are market-driven, but we’ve made a deliberate choice to concentrate the biggest reductions at 95% LTV, where many first-time buyers are.
“A smaller deposit doesn’t make you an inherently riskier borrower; it just means you’re someone who hasn’t had a financial leg-up, or who’s been paying rent whilst also trying to save.
“Brokers should be taking another look at what’s now possible for those clients who were just outside affordability last week.”
© The Intermediary ·