All the winners of the British Mortgage Awards 2025

Congratulations to all of the broker, lender and business leader winners of the British Mortgage Awards 2025, and to all those who were shortlisted.

Thanks also go to our judges, sponsors and all those who attended.

BROKER

Broker: Rising Star – Distributor supported by Vida Homeloans

Emma Atkinson – L&C Mortgages

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Judges’ comments: “This was a very difficult category to judge, with a high level of candidates who were commended by all the judges. However, Emma won because of her authentic passion for delivering good customer outcomes through service excellence.”

Broker: New Build supported by Leeds Building Society

Ben Walker – Mortgage Advice Bureau

Judges’ comments: “Ben has an infectious passion for what he does, taking a sincere, customer-centric approach to his work, and is always there for colleagues and clients, as well as being hugely knowledgeable. It’s clear this is more than just a role for him.”

Broker: Large Loans supported by Coutts

Rahul Nath – L&C Mortgages

Judges’ comments: “Rahul was a very strong candidate. He is an individual who operates across the spectrum of high-net-worth clients and influences policies with lenders, his business and the wider market.”

Broker: Later Life Lending supported by Family Building Society

Louise Stevens – Coreco Lifetime

Judges’ comments: “Louise won the award because she takes a wider, collaborative approach and embodies true later life advising, looking at all solutions for her clients.”

Broker: Buy to Let supported by Coventry for Intermediaries

Teddy Cenaj – Habito

Judges’ comments: “Teddy provides an impressive technical depth of knowledge, with almost 500 buy-to-let submissions making him a well-rounded expert. He also works closely with lenders to effect change across the sector.”

Broker: First-time Buyer supported by Skipton Building Society for Intermediaries

Carmen Green – Xpress Mortgages

Judges’ comments: “Carmen is passionate, caring and identified the vulnerability of first-time buyers. She is an authentic champion of the first-time buyer and used her own experience and desire to get on the housing ladder to empathise with her clients.”

Broker: Complex Credit supported by Nottingham Building Society

Ceri Evans – Remoo Mortgages

Judges’ comments: “This category was extremely close between all three finalists. Ceri eventually edged it as a champion for customers with difficult circumstances, with his consummate knowledge of the industry and also his work lobbying at government level for the good of the customer.”

Broker: Protection supported by HSBC Life

Rhys Walker – Habito

Judges’ comments: “Rhys demonstrated a keen awareness of the impact of his advice on clients, making everything as clear and simple as possible, and cutting through the jargon. He impressed the judges with his passion for income protection, alongside the work he’s done within the business to grow this area.”

Broker: General Insurance supported by Uinsure

Scott Malpas – Just Mortgages

Judges’ comments: “Scott demonstrated impressive self-generation of leads, a customer-centric approach, and an authentic belief in general insurance, which is exactly what the sector wants to develop in advisers.”

Broker: Overall supported by NatWest

Adam Thomas – Thomas Group Financial Services

Broker: Administrator supported by Pepper Money

Mark Donnigan – L&C Mortgages

Judges’ comments: “Kind, inclusive and deeply passionate about the industry, Mark pairs strong knowledge with a drive to succeed – always celebrating the success of others along the way.”

LENDER

Lender: Rising Star – Product Provider supported by Sesame & PMS

Andrew Miller – Lloyds Banking Group

Judges’ comments: “A tight category of exceptional stars, but Andrew took his knowledge and passion further to help more people. He is clearly thinking beyond just the lender and aiming to implement positive change across the whole market.”

Lender: Operations/Credit Risk supported by Phoebus Software

Diane Harrison – Skipton Building Society for Intermediaries

Judges’ comments: “Diane has made considerable progress in changing the outdated perception of the lender risk function and has applied her enthusiasm and focus to make real change.”

Lender: Telephony Relationship Manager supported by Target Group

Joe Geldart – HSBC UK

Judges’ comments: “Joe clearly demonstrated his ability to influence change at all levels and was able to effectively articulate the voice of the broker into his organisation to ensure the continual development of the proposition. His passion was evident, as one judge commented.”

Lender: Business Development supported by Alexander Hall Associates

Sim Sahota – Barclays

Judges’ comments: “Sim described his version of exceptional service as ‘supporting brokers in ways that they didn’t realise they needed support with’ and this set the benchmark. He is a focused individual who always gives a holistic view, with a clear mindset of doing the right thing for each broker partner.”

Lender: Head of Sales or National Accounts supported by L&C Mortgages

Alan Longhorn – Bank of Ireland for Intermediaries

Judges’ comments: “Alan is a passionate leader who wears his heart on his sleeve, driving operational efficiency while leading from the front. His clear focus on service and colleague development sets a powerful example.”

BUSINESS LEADER

Business Leader: Development & Innovation Advocate supported by PEXA

Toni Roberts – Accord Mortgages

Judges’ comments: “Toni is an innovative and determined professional who embraced the opportunity to deliver genuine impact. She is passionate about supporting underserved customers, breaking barriers and building a lasting legacy through true customer-centricity.”

Business Leader: Specialist Distribution supported by OSB Group

Liz Syms – Connect for Intermediaries

Judges’ comments: “Liz is a passionate and visionary leader whose deep industry expertise and innovative approach are driving real growth and transformational change. She is a standout leader when it comes to building impactful partnerships and shaping the future.”

Business Leader: Surveyor supported by Mortgage Brain

Joe Miller – Home Surveying

Judges’ comments: “Joe is leading an innovative and highly respected surveying practice and his people-centric approach has delivered impressive results and real innovation. His incredible enthusiasm is infectious, according to our judges.”

Business Leader: Conveyancer supported by Loans Warehouse

Dev Malle – Simplify

Judges’ comments: “The impressive business results over the last 12 months speak for themselves, but what made Dev stand out was his obvious commitment to improving the conveyancing process, his passion for doing the right thing, and his commitment to improve the wider market.”

Business Leader: Protection or General Insurance Provider supported by Primis Mortgage Network

Julie Godley – L&G

Judges’ comments: “Julie is a humble yet passionate champion of the industry, known for empowering others and delivering meaningful change through support and vision. She is a true force and makes a positive impact.”

Business Leader: Broker (fewer than 10 advisers) supported by Barclays

Lea Karasavvas – Prolific Mortgage Finance

Judges’ comments: “Lea is a passionate and resilient individual whose infectious positivity and humility shine through. Proudly supportive and quietly inspiring, he has faced adversity with strength and continues to lift those around him.”

Business Leader: Broker (11 to 50 advisers) supported by NatWest

Jon Stones – Mortgage 1st

Judges’ comments: “A really close category of exceptional leaders, but Jon stood out with a business performance that demonstrated growth and diversification, a culture that focuses on people before results, and an ambition and commitment to his firm and market that was really impressive.”

Business Leader: Broker (over 51 advisers) supported by HSBC UK

Peter Brodnicki – Mortgage Advice Bureau

Judges’ comments: “Peter is a leader who goes above and beyond when delivering a solution, by always thinking about what benefit that solution should really deliver for the customer. Changes he has made to the culture in the business show that he recognises the importance of people as the differentiator to success.”

Business Leader: Mortgage Club supported by BM Solutions

Clare Beardmore – L&G Mortgage Club

Judges’ comments: “Clare came across as really authentic and someone who is deeply proud of her team. She takes her responsibility as a leader seriously, with a strong focus on fostering a positive and inclusive culture within the business. Clare has built a team that is not only forward-driving but also deeply connected to both brokers and lenders, creating a powerful and cohesive force within the industry.”

Business Leader: Network supported by Halifax Intermediaries

Rob Clifford – Stonebridge

Judges’ comments: “Rob shared a truly compelling story and impressed the judges with the significant contributions he has made to the industry beyond his day-to-day role. His passion and enthusiasm were infectious throughout the interview, leaving a lasting impression.”

Business Leader: Intermediary Lender (less than £5bn gross lending p.a.) supported by One Mortgage System

Adrian Moloney – OSB Group

Judges’ comments: “This category was incredibly tough to judge, with an outstanding calibre of finalists. One judge described it as a ‘heavyweight battle’. Ultimately, Adrian stood out for his genuine humility and the clear pride he has taken in his achievements over the past year. His unwavering dedication to supporting the intermediary community truly sets him apart.”

Business Leader: Intermediary Lender (£5bn or more gross lending p.a.) supported by Mortgage Advice Bureau

Charlotte Harrison – Skipton Building Society for Intermediaries

Judges’ comments: “Charlotte impressed the judges with her genuine focus on her team and the individuals within it. She demonstrated openness, honesty, and a deep sense of humility. Her commitment to supporting the intermediary market and placing the customer at the heart of everything she does was clear. The admiration she expressed for her team shone through.”