Together has announced rate reductions across selected short-term and first charge mortgage products.
The changes include a 0.02% reduction across selected unregulated bridging products, with headline rates now starting from 0.83%.
The lender said the move is aimed at improving affordability, particularly within lower loan-to-value (LTV) bands for loans above £100,000.
Together’s short-term products are available on loans between £26,000 and £5m and include dual solicitor representation on qualifying cases to support faster completions, alongside 100% funding with additional security.
Products are available across residential, commercial and semi-commercial property types, as well as for expats and non-UK residents.
The lender has also reduced rates across its regulated first charge retention range for existing customers.
Its 2-year fixed rate at less than 65% LTV has been cut by 0.55% to 7.85%, while the 5-year fixed rate has been reduced by 0.24% to 7.75%.
Tanya Elmaz, managing director of intermediary sales at Together, said: “In a market where certainty, speed and flexibility are key, these latest changes demonstrate our ongoing commitment to supporting brokers and their clients.
“By reducing rates across both our unregulated bridging and regulated first charge retention products, we’re improving affordability and ensuring our offering remains competitive and relevant.
“Our focus remains on being a dependable long-term partner, providing clear pricing, flexible lending and the confidence brokers need to deliver the best possible outcomes for their customers.”