Macquarie’s portfolio now represents approximately 7.1% of the Australian market.
This exceptional mortgage book growth contributed to net interest income growth of 7%, although Macquarie was candid about the challenges ahead.
The bank warned that “market dynamics and portfolio mix… continue to drive lower margins”, which is a theme consistent with the broader Australian banking sector.
The broker channel remains Macquarie’s dominant origination pathway, with more than 95% of all home loans originated through brokers.
Macquarie reiterated that technology investment has enabled market-leading turnaround times, citing that it was named Bank of the Year in the 2025 MPA Brokers on Banks survey for the fourth consecutive year and MFAA Major Lender of the Year for the sixth consecutive year.