One Mortgage System (OMS) has integrated Curvestone AI’s compliance checking tool into its mortgage case workflow.
The integration means every mortgage case submitted in OMS is automatically checked for completeness, consistency and compliance using Curvestone’s technology.
The AI reviews and cross-references documents like fact finds, income evidence, bank statements and ID against the firm’s compliance checklist.
Any missing documents, data mismatches or exceptions are flagged to the compliance checker within the OMS interface.
Each check creates an audit trail, recording what was reviewed and the outcomes.
Neal Jannels (pictured), managing director at OMS, said: “Everything in OMS is about reducing re-keying and reducing the time required for brokers to submit a case.
“This integration adds a new layer to that. Compliance should support brokers, not slow them down – and by embedding Curvestone’s capability directly into the OMS case journey, every submitted case gets reviewed to a consistent standard, with issues flagged to the case checker immediately.”
Dawid Kotur, chief executive officer and co-founder of Curvestone AI, said: “The mortgage industry has accepted a trade-off in compliance oversight that shouldn’t exist: review everything even as your adviser base grows, and go broke, or sample-check and hope for the best.
“This integration makes it possible for every submitted case to be reviewed to a consistent standard, with issues being surfaced immediately.
“It’s 100% coverage without adding headcount, and outputs explainable enough to satisfy a regulator.”
Kotur added: “It doesn’t replace human judgement but it ensures human judgement is applied where it matters most.”
Scott Thorpe, founder and CEO of TMG Mortgage Network, said: “TMG is investing heavily in the infrastructure, technology and people needed to become the leading mortgage network in the UK.
“We are going all in on AI, not to replace people, but to free up resource so we can invest even more time into training, development and helping our members grow.
“Our ambition is clear: to give advisers the best tools, the strongest support and the best platform in the market to build bigger, more profitable businesses.”
Thorpe added: “This is the start of a long term AI partnership with Curvestone and another clear statement that TMG is here to lead and here to make a mark.”